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Water Damage: Causes, Types, and Legal Implications

Causes of Water Damage

Water damage can occur due to various causes:

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  • Plumbing failures
  • Roof leaks
  • Broken pipes
  • Flooding
  • Natural disasters

Types of Water Damage

There are two primary types of water damage:

  • Clean water damage: Occurs from sources such as broken pipes or roof leaks, and the water is generally considered safe.
  • Gray water damage: Occurs from sources like dishwashers or washing machines, and the water may contain bacteria or other contaminants.

What is the Legal Definition of Water Damage?

Legally, water damage is defined as “any physical damage or loss to property caused by the presence of water in an unintended location.”

This definition encompasses both clean and gray water damage, and it includes damage to both the interior and exterior of a property.